Credit Risk Manager

Regulatory & Risk Management | Regulatory & Legal Support
Same job available in 8 locations

Baltimore, Maryland, United States

Bethesda, Maryland, United States

Bowie, Maryland, United States

Fort Meade, Maryland, United States

Frederick, Maryland, United States

Lexington Park, Maryland, United States

New Carrollton, Maryland, United States

Washington, District of Columbia, United States

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Position Summary

Are you looking to make an impact by helping agencies meet their mission goals through successful implementation and operation of their regulatory, mission or compliance programs? Are you ready to help our clients mitigate risks that arise from transformational core business operational change or ongoing operations? Are you interested in helping clients transform how they operate their business to be more effective? If so, Deloitte’s Regulatory Compliance team could be the place for you! Our team brings professionals with diverse skillsets including deep experience in industry, AI-enabled data analytics, statistical modeling, and cloud technologies to help our clients preserve their reputation and public trust of their agencies while managing regulatory demands.

Work you’ll do

  • Evaluate the risk associated with mortgage lending and other type of loans; associate borrower characteristics, credit scores and other financial information with loan performance;
  • Develop credit risk analyses on loan portfolios such as mortgages, student loans and other credit products;
  • Forecast loan and portfolio performance using modelling techniques.
  • Manager level resource will work with banking, financial services, credit risk management, and/or capital market financing.


The team
Deloitte’s Government and Public Services (GPS) practice - our people, ideas, technology and outcomes—is designed for impact. Serving federal, state, & local government clients as well as public higher education institutions, our team of over 15,000+ professionals brings fresh perspective to help clients anticipate disruption, reimagine the possible, and fulfill their mission promise.

We bring a diverse set of forward thinking capabilities to help agencies proactively manage risks they face in their dynamically changing environments. Our team assesses and transforms the process, controls, and/or infrastructure needed to help our clients address a wide variety of regulatory and compliance risks. We leverage solutions that align to the end-to-end regulatory lifecycle through leveraging AI technology and innovative solutions that incorporate industry as well as domain knowledge.

Qualifications
Required:

  • Bachelor’s Degree
  • Must be able to obtain and maintain the required clearance for this role
  • Must be legally authorized to work in the United States without the need for employer sponsorship, now or at any time in the future
  • 5-10+ years of experience with credit risk analysis (underwriting, delinquencies, etc.)
  • 5-10+ years of experience with mortgage + mortgage secondary market risk analysis (underwriting, servicing, delinquencies, etc.)
  • Experience with asset portfolio risk analysis (mortgages, loans, credit products, student loans, etc.)
  • Experience with SAS, Tableau, python, R

Preferred:

  • Resource will have proven project management experience supporting GPS or commercial financial services clients, particularly those with direct or guaranteed loan portfolios (e.g., Ginnie Mae).
  • Resource will have demonstrated experience as a functional lead for digital transformations in the GPS or commercial financial services industry.
  • Project Management Professional (PMP) certification and/or Agile certification preferred. Resource will have proven ability to lead delivery teams and support business development efforts for multiple client accounts.
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Our people and culture

Our diverse, equitable, and inclusive culture empowers our people to be who they are, contribute their unique perspectives, and make a difference individually and collectively. It enables us to leverage different ideas and perspectives, and bring more creativity and innovation to help solve our clients' most complex challenges. This makes Deloitte one of the most rewarding places to work. Learn more about our inclusive culture.

Our purpose

Deloitte’s purpose is to make an impact that matters for our clients, our people, and in our communities. We are creating trust and confidence in a more equitable society. At Deloitte, purpose is synonymous with how we work every day. It defines who we are. We are focusing our collective efforts to advance sustainability, equity, and trust that come to life through our core commitments. Learn more about Deloitte's purpose, commitments, and impact.

Professional development

From entry-level employees to senior leaders, we believe there’s always room to learn. We offer opportunities to build new skills, take on leadership opportunities and connect and grow through mentorship. From on-the-job learning experiences to formal development programs, our professionals have a variety of opportunities to continue to grow throughout their career.

As used in this posting, "Deloitte Advisory" means Deloitte & Touche LLP, which provides audit and enterprise risk services; Deloitte Financial Advisory Services LLP, which provides forensic, dispute, and other consulting services; and its affiliate, Deloitte Transactions and Business Analytics LLP, which provides a wide range of advisory and analytics services. Deloitte Transactions and Business Analytics LLP is not a certified public accounting firm. Please see www.deloitte.com/us/about for a detailed description of the legal structure of Deloitte LLP and its subsidiaries. These entities are separate subsidiaries of Deloitte LLP.

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability or protected veteran status, or any other legally protected basis, in accordance with applicable law.

Requisition code: 141996

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